Georgia law requires all insurance companies submit vehicle insurance policy information and validity electronically to the Georgia Electronic Insurance Compliance System (GEICS). Insurance cards are not acceptable proof of insurance coverage for motor vehicle transactions. Changes or cancellations to vehicle insurance are electronically updated to the state system by the insurance company. For most companies, this takes about 24 to 48 hours.
Printed Proof of Georgia Insurance
An original 30-day Insurance Binder with an effective date that is less than 30 days may be accepted for the following reasons:
- A vehicle is purchased from an individual
- Tag was cancelled during time period with no insurance. Tag reinstatement is requested
- Owner has moved in from out of state
Fleet or Self-Insured Policy
Fleet card or self-insurance documents are required to be submitted with all vehicle transactions including renewals. The card must be presented at the time of registration or renewal.
Lapse of Insurance, Suspensions and Waivers
A lapse in insurance occurs when a vehicle has not carried valid Georgia liability insurance coverage for a period of more than 10 days. Insurance companies report the lapse to the Georgia Department of Revenue (DOR), and a notice of pending registration suspension is generated and mailed by the DOR. A lapse will result in a $25 pending-suspension fee which must be paid within 30 days.
If the pending-suspension fee of $25 is not paid by the due date, the registration is suspended by the DOR. To reinstate the registration, the vehicle must have valid Georgia insurance coverage, the $25 pending-suspension fee plus a $60 reinstatement fee must be paid, as well as any other registration fees, ad valorem taxes or penalties due. Any additional lapses in coverage and/or suspensions will result in additional fines and penalties including suspension of the vehicle’s registration. The vehicle owner will receive only one letter from the DOR 10 days after insurance lapse.
Pay Insurance Lapse Fines https://eservices.drives.ga.gov/
Cancelling Insurance
Before cancelling insurance on a vehicle, cancel the registration FIRST to avoid penalties.
Registration must be canceled if the vehicle is:
- Sold or traded-in
- Registered in another state
- Repossessed, stolen, wrecked, salvaged by an insurance company, or junked
- Stored or rendered inoperable
Cancelling the registration renders it inactive while maintaining the record. Registration can be reactivated at any time, provided insurance is restored and any outstanding taxes due are paid.
Cancelling Vehicle Registration
Vehicle registration may be cancelled at any time. However, to avoid insurance suspension fines, registration must be cancelled prior to cancelling insurance.
Cancellation is required if vehicle is:
- Sold or traded
- Registered in another state
- Repossessed, wrecked, salvaged by an insurance company, or junked
- Stored or rendered inoperable
Reactivation of a registration can be done at any time, provided the insurance has been restored and any outstanding taxes due have been paid.
We offer 4 ways to cancel registration:
Online
Hall County Tax Commissioner | PO Box 1579 | Gainesville GA 30503
When submitting request by mail, please include a copy of the primary owner’s valid Georgia driver’s license or Georgia ID card and a completed Registration Cancellation Form signed by the primary owner (first person listed on title).
Fax
Fax cancellation request to 770.531.7106
Include a copy of the primary owner’s valid Georgia driver’s license or Georgia ID card and a completed original Registration Cancellation Form signed by the primary owner.
Drop Box
Located at the front entrance to the Hall County Government Center.
Hall County Government Center | 2875 Browns Bridge Road | 1st Floor | Gainesville GA 30504
Include a copy of the primary owner’s valid Georgia driver’s license or Georgia ID card and a completed original Registration Cancellation Form signed by the primary owner.
Reactivation of Cancelled Registration
Requirements are:
- Valid Georgia Liability Insurance
- Ad Valorem tax up-to-date (If applicable)
We offer 4 ways to reactivate registration:
- Phone 770.531.6950
- Mail Hall County Tax Commissioner | PO Box 1579 | Gainesville GA 30503.
- Fax 770.531.7106
- In Person Hall County Government Center | 2875 Browns Bridge Road | 1st Floor | Gainesville GA 30504